6 Money Saving Apps for 2024 You Need to Download
Do you cringe every time you open your bank app or credit card statement? Does your wallet feel lighter than it should each month? You’re not alone – millions of people struggle to save money nowadays. Which is why I’ve put together 6 money saving apps.
Between rising costs, tempting impulse buys, and financial uncertainty, keeping cash in your pocket isn’t always easy. But what if you could practically earn money just for buying stuff you need anyway? Sounds too good to be true, right?
Wrong! This epic list of money-saving apps makes saving effortless with just a few taps on your phone. We’ll dish all the details on six genius apps that put cash back in your wallet. From earning rebates online to slashing grocery bills and beyond, these tools help you keep more of your hard-earned pay.
So toss the coupons and say bye to buyer’s remorse. These are the best money saving apps you absolutely need to download in 2024!
1. Ibotta – Easy Cash Back on Everyday Purchases
Ibotta is a cash back app that rewards you for shopping. This popular app gives you money back on purchases you already make from grocery stores, restaurants, travel sites, and more.
How Ibotta Saves You Money
Ibotta is completely free and easy to use. Here’s how it works:
- Download the Ibotta app and create an account
- Browse offers for places you already shop
- Make a qualified purchase and scan your receipt using the app
- Get cash back deposited right into your Ibotta account!
You can get anywhere from $0.25 to $10+ cash back on name brands and everyday essentials. Over time, those rewards really add up!
Why People Love Ibotta
So what makes Ibotta a favorite money saver for over 40 million users? Here are some key benefits:
- It’s totally free – you’ll never pay a penny to save with Ibotta
- Easy mobile app – browse deals, redeem offers, and get paid from your phone
- Name brand deals – earn cash back on products you know and love
- Deposits add up – you can cash out your earnings whenever you want
- Referral program – invite friends and you both get a bonus
Plus, Ibotta frequently adds new offers so you always have fresh ways to save!
Try Ibotta today to start earning cash back on your go-to items. Those few dollars on each shopping trip really do make a difference over time.
2. Rakuten – Big Cash Back for Online Shoppers
If you frequently shop online at major retailers, Rakuten is a free app you need to try. This cash back site puts money right back into your pocket for purchases you’d make anyway!
How Rakuten Cash Back Works
Rakuten gives you money back when you shop online through their app or site. Just follow these simple steps:
- Create a free Rakuten account
- Enable cash back at check out or shop directly through Rakuten
- Get cash back deposited into your Rakuten account
- Enjoy your Rakuten cash back check or online payout!
It’s an effortless way to save on all sorts of popular stores.
Huge Member Savings
The average Rakuten member saves $150 annually just by using their site to shop. But savvy users can get over $700+ back in a year!
Some popular stores offering large cash back include:
- Kohl’s – Up to 20% back
- Macy’s – Up to 15% back
- Best Buy – Up to 14% back
- Target – Up to 8% back
- Sephora – Up to 8% back
- Plus 2,500+ other online stores
Rakuten also offers referral bonuses and other seasonal promotions.
If you spend a good portion of your budget online, definitely give Rakuten a try. That cash back really adds up over time!
3. Flipp – Smarter Shopping with Digital Flyers
Flipp is a groundbreaking app for bargain shoppers everywhere. This free mobile app aggregates weekly shopping flyers from stores near you so you can instantly hunt down the best deals.
Key Features of Flipp
With Flipp, all your local flyers are in one place. You can:
- Browse digital flyers from favorite stores
- Search across flyers for items or keywords
- Select deals and coupons to build a shopping list
- See what’s on sale at nearby stores from the interactive map
This handy app empowers you to shop smarter and save big!
Below is an example of the Flipp interface:
Save Time and Money
Why wade through a pile of papers when you have all the latest deals in your pocket?
Flipp makes every shopping trip easier by letting you:
- Quickly find bargains at a glance
- Plan meals around what’s on sale
- Efficiently make one shopping trip instead of several
- Avoid missing out on hot deals
Download Flipp to slash your grocery bills and become a savings master!
4. Libby – Free Access to Ebooks and Audiobooks
Tired of paying for books? Then you need Libby in your life! This 100% free app lets you borrow ebooks and audiobooks from your local library.
What Libby Offers
Libby gives you on-the-go access to your library’s digital catalog. You can:
- Borrow ebooks and audiobooks for free
- Send books right to your device
- Read across multiple devices
- Adjust text size, font, brightness and more
- Return early or enjoy automatic returns
It’s everything you love about the library experience from home!
Big Savings Over Time
Let’s crunch some numbers to see the savings:
- Average ebook: $10 to buy
- Average audiobook: $30 to buy
If you read just 3 books per month via Libby, you’d save over $100 in a year. Plus enjoy unlimited access to books, music, courses and more that you otherwise couldn’t afford!
Libby also saves you time traveling to and from the library. Read what you want, when you want, right from your phone or tablet instead.
5. Too Good To Go – Save Money While Reducing Food Waste
Too Good To Go is an app on a mission to eliminate food waste around the world. Their service lets you purchase surplus food from restaurants and grocery stores at big discounts!
Here’s How It Works
Local restaurants and food shops post deals in the Too Good To Go app daily. Then users can:
- Reserve a discounted “Surprise Bag”
- Pay for the bag in the app (around $5)
- Show up during the pick-up window to fetch the goods!
Bags typically offer $10 to $15+ worth of items for that deeply reduced $5ish price. Plus you fight food waste!
Why Too Good To Go is Important
Here are key eco benefits of using Too Good To Go:
- Saves food from the landfill – overproduction is reduced
- Cuts CO2 emissions – less waste means lower carbon footprint
- Saves customers money – discounted meals help household budgets
- Support restaurants – eateries generate revenue from surplus food
Through the Too Good To Go app, everyone wins! Users get bargain eats and food sellers reduce their waste footprint.
6. EveryDollar – The Simple Budgeting App By Dave Ramsey
If you want an effortless budget that keeps your finances on track, EveryDollar is for you. This intuitive app makes it simple to tell your money where to go each month!
Budget Features That Pack a Punch
EveryDollar revolves around zero-based budgeting, meaning you assign jobs for every dollar. Key features include:
- Set monthly budgets – plan spending in clear, easy categories
- Track cash flow – sync bank accounts to follow your money
- Receive alerts – get notified before accounts run dry
- Share with spouse – manage finances as a team
- Access anywhere – view budget on all devices
Planning your spending only takes about 10 minutes per month. But doing so keeps your financial priorities aligned!
Real Users, Real Success
Users agree EveryDollar makes sticking to a budget a breeze. This simple system enabled one happy customer to finally pay off $80k in debt!
EveryDollar also comes recommended by finance guru Dave Ramsey. Plus they offer a 100% free plan making it easy to try with zero risk.
Take control of your money and download EveryDollar today! Simplify your finances at a glance.
Money Save Apps Wrap Up
Using these 6 money saving apps can transform how you manage your hard-earned cash. Save on essentials with Ibotta and Flipp. Earn easy returns through Rakuten. Enjoy free entertainment with Libby. Fight food waste using Too Good To Go. And budget seamlessly using EveryDollar.
Adopt even one or two apps this year for lighter financial burdens. Every dollar counts, so put extra funds back in your wallet using clever technology. Which app will you try first to save more dough in 2024?
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