The Top Investment Apps for Beginners
Investment apps allow you to track and monitor your portfolio and stocks in one place, all from your phone. In this post, we will go over the top investment apps.
I’ve tested the best investment apps for trading and stock purchasing so you won’t have to.
7 Investment Apps for Beginners 2025
Whether you are interested in having them monitor your daily stock activities or looking for apps that will help you choose how to invest wisely, these 7 apps for investments will help you!
Investing apps provide a well-rounded list of opportunities that you can choose from in real time, while stock apps generally allow you to have the capabilities to trade with it’s mobile features.
If you’re someone who’s just getting into investing, then mobile investment apps will be great for you to strategically set up a portfolio, like an investor would. Great investors know that having a platform that can host all their investments in one place will benefit them. This allows them to save time, analyze their portfolio’s performance, and make informed decisions.
Let’s get into how we choose these apps.
What are the best investing apps?
The selection of these investing apps was carefully considered through a comprehensive guideline that determined how easy they are to use and their app functionalities. That would include the opening and funding aspects, tracking features, fee transparency, and customer support.
Like CleverHustleWallet, most of our selection was prepared through interviews from qualified financial advisors, investors, and lenders in the banking space. Similar to other reputable credit card and personal finance outlets, like NerdWallet and Business Insider.
We will start by listing our investment apps from easy to use and beginner-friendly with 0 fees to more advanced apps with fees associated.
1. Webull
Webull 5.0 rating  Pros: Perfect for beginners Great for Trading and Crypto Records and monitors in real time Offers Retirement accounts Commission Free A variety of Stocks and ETFs Access to multiple brokerage firm accounts Cons: No ability to designate beneficiaries is only available in the IRA accounts Overall, WeBull is a good investment app for beginners looking to start investing in stocks, ETFs, and cryptocurrencies. It costs $0 commission on US stocks. It offers recurring investments for its users. There is a withdrawal and wire transfer fee of $25 |
2. Coinbase
Coinbase 4.8 rating Pros: Beginner and user-friendly Fast and Efficient Crypto withdrawals $0 annual fees depending on the transaction Get $200 in your crypto wallet when you sign up (conditions apply) A variety of cryptocurrencies are available Cons: Higher fees than other crypto appsHidden fees for transactions and trading Coinbase is recommended for people who want to buy and sell cryptocurrencies. Its interface is user-friendly, and they have a quick customer support response. Use Coinbase for your one-stop shop for all cryptocurrencies. They are trusted by over 200,000 users who buy and sell bitcoins. |
3. Public
Public Investment App 4.6 rating  Pros: Easy-to-use trading, ETFs, and Options interface $0 commission fees Built-in AI interface for serious investors Provides crypto, bonds, treasuries, stocks, option trading, and high-yield savings accounts Multi-asset investing Rebates for trading Cons: Not much when it comes to tracking and monitoring your investment effectively compared to other providers. This investment app has a sleek and user-friendly interface. It’s perfect for investors who are looking to create, grow, and manage their assets and portfolio. While the app does offer the most comprehensive analytic features, it is still great for people who want to prepare for inflation. Its unique advantage allows you to invest in luxury items such as bags and jewelry. The platform also implements an AI feature called Alpha that helps to discover great investment opportunities. |
4. Robinhood
Robinhood 4.5 rating Pros: Offers trading for commission-free stocks, ETFs, and options Easy to use and comprehensive interface. Access to IRA with $0 Commission fees Cons: Limited investment options. And cryptocurrencies, Issues with transparency and reliability Less advanced research tools The Robinhood app is simple to use with great security features for its users. They offer cash cards that are approved by the FDIC. The platform offers premium services for advanced investors to take advantage of. |
5. Sofi
Sofi 4.4 rating  Pros: Simple to use and beginner-friendly Access to 1,000 when you open and fund an account. Technical interface. Loved by over 10 million people. Great for saving and investing, earn points and rewards you can redeem as cash Cons: Low interest rates on uninvested funds Sofi is a simple app that can help you save, get rewards, trade, and build up your investments. It offers an easy user interface with multiple fun offers to choose from. This is more likely for people who want to test the waters in trading. |
6. JP Morgan
JP Morgan 4.5 rating  Pros: Get in-person support for your brokerage accounts Easy investment app platform No minimum required for an account Get $700 when you sign up for an account (conditions apply) Cons: Low interest rates on uninvested cash Not for advanced investors JP Morgan offers one of the best brokerage accounts for investors. They offer direct investing for people who bank with Chase and are a reputable investment partner for those with larger portfolios. If you are serious about wealth management, they have a library of financial resources for you. They are also a leading provider in asset management. |
7. Fidelity
Fidelity Investments 5.0 rating  Pros: $0 commission on stock, options, and ETF trades Extensive range of research tools and providers Excellent customer support Index funds with no expense ratios Top-rated mobile app Competitive interest on uninvested cash Cons: Broker-assisted trades come with a relatively high fee Fidelity’s mobile app caters to both novice and experienced investors, offering real-time quotes, multi-leg options trading, and a streamlined view of its research tools. It also features a built-in notebook to save investment ideas and articles directly from your mobile browser. While the app stands out on its own, it’s especially beneficial for those with Fidelity retirement accounts. |
Best Investment Apps Review
Charles Schwab App Reviews:
Users generally commend the Schwab mobile app for its solid customer support and reliable functionality. Educational resources and financial literacy tools are frequently highlighted, especially by beginners. However, some users express frustration with recent UI updates, which they feel have made navigation more difficult. Former TD Ameritrade users—following Schwab’s 2020 acquisition—also note the loss of some legacy features they valued.
Coinbase App Reviews:
Coinbase is often praised for its intuitive interface and the popular learning rewards program, which lets users earn crypto by completing educational tasks. This feature is particularly beneficial for newcomers to crypto investing. Common criticisms include relatively high fees compared to competitors and limited access to customer support, an issue we’ve also accounted for in our evaluation.
Fidelity App Reviews:
Fidelity’s app caters well to all types of investors and earned NerdWallet’s Best Investing App award in 2025. Users appreciate its ease of use, strong security (including biometric login), and rich educational content. Still, some report that the app feels cluttered, with occasional navigation issues. Android users, in particular, have noted problems with the biometric login feature.
Interactive Brokers App Reviews:
The IBKR Mobile app by Interactive Brokers stands out for its advanced functionality and access to global markets. It’s a favorite among professional traders due to its comprehensive tools. That said, around a quarter of users report issues with the interface, calling it overly complex. Login problems and navigation complaints are more common on iOS, while Android users tend to rate the app more positively.
J.P. Morgan Self-Directed Investing App Reviews:
Many users value the seamless integration of J.P. Morgan’s investing and banking services within a single app. However, because Chase’s banking features dominate the review space, it’s harder to isolate opinions on the investment tools. From our testing, though, it’s a beginner-friendly platform—especially for those already banking with Chase.
Moomoo App Reviews:
Moomoo effectively blends user-friendly design with powerful tools like real-time data and in-depth tutorials. The iOS version receives particularly high marks for its gamified features and regular updates. On the downside, users frequently report slow deposit and withdrawal processing, especially with certain banks.
Public App Reviews:
Public earns strong marks for its intuitive design and feature variety, offering access to stocks, options, crypto, and Treasury accounts with competitive interest rates. Users also value the app’s educational tools. However, delays in fund withdrawals and occasional technical bugs like slow updates are common complaints.
Robinhood App Reviews:
Robinhood continues to divide opinion. With hundreds of new app reviews monthly, we limited our analysis to the most recent ones. Despite an average rating above 4 stars, users cite app freezes, crashes, and identity verification issues. On the positive side, it’s frequently praised for simplicity and beginner-focused features, making it one of the most accessible stock trading apps.
SoFi App Reviews:
SoFi users highlight the app’s all-in-one financial management approach, allowing them to invest, bank, and manage loans from one platform. The rewards program and customer support earn consistent praise. Negative feedback typically points to excessive promotion of other SoFi products and occasional freezing or glitches.
Tastytrade App Reviews:
Tastytrade is built for experienced traders, yet many beginners also report positive experiences thanks to its intuitive user interface. Reviews highlight fast trade execution, rich data insights, and customizable options. Some users, however, report technical issues like app crashes and limited mobile charting functionality.
Webull App Reviews:
Webull is known for its modern design, which over half of reviewers mention positively. Users also appreciate real-time market data, technical analysis tools, and paper trading features. However, criticisms include delays with fund transfers and occasional performance issues—especially on iOS—such as crashes or slow loading.
Wealthfront App Reviews:
Wealthfront’s app excels at providing a full financial overview by linking external accounts. Users praise its automation features, high-yield savings, and clean interface. Complaints focus on slow loading and delays with ACH transfers. The Android version stands out for its particularly high user satisfaction.
Clever Hustle Wallet: FAQs About Investing Apps
What features should I prioritize in an investing app?
It depends on your investment goals. Active traders may prioritize advanced trading tools and market access (e.g., Interactive Brokers or tastytrade), while passive investors may benefit more from robo-advisors like Wealthfront, which automate portfolio management.
How much money do I need to start investing?
Most investing apps let you start with as little as $1. Many offer fractional shares, allowing you to buy a portion of a stock rather than a full share, making investing accessible regardless of your budget.
What types of assets can I invest in using an app?
Investment options vary by platform. Traditional brokers often support a wider range of assets—stocks, ETFs, mutual funds, options, and bonds. Some apps also offer access to cryptocurrencies, forex, and commodities. Interactive Brokers offers the broadest asset selection.
What’s the best investment app for beginners?
Fidelity is a top choice for beginners due to its extensive educational content, excellent customer support, and user-friendly app. Robo-advisors like Wealthfront are also strong contenders for hands-off investors.
What’s the best stock trading app for beginners?
Robinhood is our pick for beginner stock traders thanks to its simple interface and ease of use. It’s built with first-time investors in mind, offering educational tools and commission-free trading.
Are free trading apps really free?
Yes, many apps offer commission-free trading on U.S.-listed stocks and ETFs. However, be aware of other potential fees like margin interest, withdrawal fees, or higher expense ratios on certain products.
Are investing apps safe to use?
Most investing apps are members of the SIPC, which protects up to $500,000 of your investments ($250,000 for cash). They also use robust security protocols like two-factor authentication and encryption.
What happens if my investing app shuts down?
In the rare event that an investing app goes out of business, your assets are typically transferred to a new brokerage. SIPC protection helps safeguard your funds in the meantime.
Can I lose money with an investing app?
Yes. Your investment outcomes depend on the assets you choose. While the app provides access, your decisions impact your financial performance. Riskier assets like crypto or individual stocks can result in losses, while diversified portfolios may offer more stability.
Final Thoughts:
Choosing the right investment apps comes down to aligning features with your goals. Whether you’re a hands-off investor or an active trader, there’s an option that fits. Remember, investing is a long-term journey, and the best app is one that supports your strategy and helps you stay the course.
